Budget Bucket
What does this do?
A bucket is a spending envelope dedicated to a category: groceries, transit, dining, etc. Income is divided across buckets by target ratios.
How to do it
- Name the bucket and assign a percentage ratio.
- Assign transactions to the matching bucket.
- Track remaining limit; optionally roll over unspent funds to next month.
Why it matters
Giving every dollar a dedicated job ensures purposeful spending.