Do you store my statements or receipt photos?

No. Files are processed to extract the transactions and then discarded. Only the transactions are saved to your account.

How does the free trial work?

You can pick any plan and try it free for {days} days. During your trial, all features of our top-tier Premium plan (investments, unlimited accounts, AI estimates, etc.) are fully unlocked. A card is required to start; cancel before the trial ends and you won't be charged.

Can I share a budget with my partner?

Yes, on Plus and Premium. You can invite one partner. Only items you mark as shared are visible to them; everything else stays private.

Can I use more than one currency?

Yes. Each account keeps its own currency, and totals are converted to your main currency.

Does the AI give investment advice?

No. The AI helps you understand your spending, spot problems early and plan ahead. It never gives investment advice.

Is there a mobile app?

Keepsail works in any browser and can be installed to your phone's home screen. Native iOS and Android apps are planned.

Is my card information stored by Keepsail?

No. Payments are handled by our payment provider, Paddle. Keepsail never sees or stores your card details.

Budgeting for real life · no bank login needed

Give every paycheck a plan.

Split your income into buckets, let Keepsail read your receipts and bank statements, and always know what is safe to spend. Your partner joins for free.

Try 7 days free Try the live demo

Signups open soon. Try the live demo →

Overview· October

October paycheck

$4,820.00

All income assigned

Rent & home$1,650

Groceries$600

Fun money$470

Bills & cards$900

Savings$1,200

Safe to spend today

$42.80

12 days left in October. Rent and the car loan are already set aside.

Coming up

Car loan · Oct 24$312.00

Phone · Oct 27$45.00

Receipt read · Corner Market

12 items → Groceries

−$86.40

No bank password, ever

Works with any bank, anywhere

Your data is never sold

Your partner joins free

What Keepsail does

Less bookkeeping. More knowing.

01 · Buckets

Buckets that bend, not break.

Name your buckets, set an amount or a percentage, and watch each one fill and drain as you spend. Overspent on dinners? Move money from another bucket in two taps — no guilt, no spreadsheet.

Groceries$412 of $600

Eating out$268 of $250

Fun money$190 of $470

Eating out is $18 over.

Review import · Checking statement, Oct42 rows

Corner MarketGroceries−$86.40

City Power & LightBills−$118.00

Transfer · J. RiveraPick a bucket−$40.00

Payroll · Acme CoIncome+$2,410.00

The PDF is read, then discarded.

02 · Statements & receipts

Drop in a statement. Keepsail does the typing.

Upload a PDF from any bank or snap a photo of a receipt. Every transaction lands in the right bucket, learns from your corrections, and waits for your OK. The file itself is never stored.

03 · For couples

Budget together. Keep what's yours.

Invite your partner at no extra cost. Share the joint account and the household buckets; your personal card and savings stay private unless you choose otherwise.

Joint checking

Visible to Sam and Alex

Shared

Groceries & home

Both of you can spend from it

Shared

Sam's credit card

Only Sam can see this

Private

Can we afford a $1,200 trip in March?

Yes, if you move $240 a month into Travel from November. Your fixed bills leave about $310 free each month, so this still leaves a cushion of $70.

Answered from your own buckets and bills · never investment advice

04 · Assistant

Ask about your money in plain words.

Where did it all go this month? What's due next week? Can we afford it? The assistant answers from your own numbers, not generic tips.

And the rest of your money, in one place.

Bills & reminders

Every due date on one calendar, synced to Google or Apple Calendar.

Subscriptions found for you

Recurring charges are spotted automatically, so forgotten ones stand out.

Clear reports

Spending by bucket, merchant and tag, month by month.

Cards, loans & instalments

Statement dates, minimums and what you still owe, all in view.

Net worth, all of it

Gold, stocks, crypto, property and car — with live market prices.

Your data, portable

Export everything to CSV or JSON whenever you like.

Ten minutes to set up. A few minutes a week after.

Set your buckets

Start from a template or your own list. Your names, your amounts.

Add your transactions

Upload a statement, snap a receipt, or add one in a few taps.

Spend with confidence

See what's left in every bucket and what's due next, on any device.

Pricing

Simple plans. Two months free yearly.

Essential

Everything you need to run your own budget.

$4.16/ month

$49.90 billed yearly

Try 7 days free

Buckets, bills, reminders & calendar sync

Up to 8 accounts and cards

10 statements · 30 receipts · 60 assistant messages a month

Reports for the last 3 months

Smart insights

Plus

Private by design, not by promise.

We built Keepsail so it never needs the keys to your bank. You decide what goes in, and you can take it all out at any time.

No bank connection

We never ask for your online banking password.

Files aren't kept

Statements and receipts are read, then discarded.

Hosted in the EU

Your database lives in Frankfurt, encrypted at rest and in transit.

No ads, no trackers

Your data is never sold or used to train AI models.

Two-factor sign-in

Protect your account with an authenticator app.

Your card never reaches us

Subscription payments are handled by Paddle; we never see your card number.

Questions, answered.

More in the help center, or write to support@keepsail.com.

No. Keepsail doesn't ask for bank logins or use open-banking connections. You add transactions manually, import CSV files, or upload receipts and statements and Keepsail reads the transactions for you.

Next paycheck, give it a plan.

Try 7 days freeAll Premium features unlocked during trial

Cancel anytime · 14-day money-back guarantee